HomeOpportunitiesHow to Get a Loan on Zamcash Zambia + Repayment (Easy Steps)

How to Get a Loan on Zamcash Zambia + Repayment (Easy Steps)

Zamcash loans Zambia is a financial platform that provides loans to those in need of some support, with the aim of paying back and getting the money with total ease and swiftly.

Have you ever been in a rut and needed cash to do something with the plans of paying back once you get paid your salary? Finding someone willing to lend you such an amount could be a Hercules task, and I believe we’ve all been there. How can you convince someone to give you a loan? Zamcash is here to take away that stress from you.

Why Zamcash Is A Great Way To Claim Loans In Zambia

How to Get a Loan on Zamcash Zambia

  1. No Paperwork Is Required: One of the reasons people avoid going the traditional routes via the banks and microfinance institutions is because the process involved is lengthy, tiring, and frustrating. You will normally be required to present several documents, signatures, referees, guarantors, collaterals, etc. Zamcash doesn’t require all these. There is totally no paperwork required to get a loan on Zamcash. You only need to sign up with the necessary details and input the amount needed, and get paid within minutes after confirmation.
  2. You Can Apply on Your Mobile Device: Applications for the loans shouldn’t drag you to a bank or shop, etc. You can complete the whole process right from your mobile phone, making it a fast and easy means of getting loans in Zambia.
  3. The Process Is Seamless: Have you ever imagined a time when you could stay right in the comfort of your home and get that necessary funded needed? Well, the time is now. Zambians cannot be grateful enough for Zamcash.
  4. Zamcash is Licensed and regulated by the Bank of Zambia: You are 100% protected against scams of any form. With full authorization and license to operate in Zambia, there is insurance for your money.

Zamcash Loans Zambia Application

zamcash loan zambia sign up

Here’s the process of signing up on Zamcash, applying for a loan, and getting the money in your mobile money account.

  1. First thing first, visit the website at https://www.zamcash.com/.
  2. Click on the red ‘NEXT‘ button to get started.
  3. You will be asked to input your MTN or Airtel mobile number.
  4. A verification code will be sent to the phone number you provided, and you’ll need to input the code to complete your registration.
  5. You will need to fill in your personal details and submit work info like your next of kin, workmates, NRC, etc.
  6. Click on SUBMIT to complete the sign-up process.


  1. Change your browser
  2. Check your signal or change location.
  3. If you have an outstanding phone bill, you may need to clear it first.
  4. Check your phone storage and confirm whether you can receive new messages.

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How To Get A Loan On Zamcash

The process is simple, right after you have created your account. It is a three-step process to claim the loan:

  • Input the required amount and the terms suitable for you to return the money
  • Answer the short questionnaire that follows
  • Wait for at least 10-30 minutes for the fund to be transferred to you.

Zamcash Zambia Contact Information

You possibly have some questions in regards to Zamcash and haven’t gotten satisfactory responses on Facebook and anywhere else. Your best bet is to read answers to some of the frequently asked questions or contact the customer support available Monday to Friday from 7:30 AM to 9:30 PM using the details below:

  • 260 776435588
  • 260 962307480
  • 260 962303456
  • 260 962099742

Alternatively, you can shoot them an e-mail at customercare.zamcash@gmail.com.

How Much Will You Pay Back For A Loan (Commission/Fee)

The added amount for every loan you collect depends on the duration to pay back (usually 14 days) and the stated amount, but the average commission is at around 20%.

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Zamcash Loans Zambia Repayment Steps – MTN and Airtel

Zamcash loans made the repayment process as simple as possible by making payment possible in two ways:

Login to your account and click on Repay, and the payment methods will be displayed:

  1. Payment via WEBPAY through your MTN or Airtel Mobile money
  2. USSD channel via your MTN or Airtel Mobile money.

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