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Easemoni Loan: App Download, How to Apply, Interest Rate and Repayment

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Easemoni is a 100% online money loan provider created by BlueRidge microfinance bank. With a license to operate from the Central Bank of Nigeria, this loan provider that doesn’t require collateral makes it easy for the average Nigerian to apply for a quick loan and get imbursed in a few minutes without submitting cumbersome paperwork. In this Easemoni loan review, find all the information you need from the Easemoni loan app, official website, repayment steps and methods, interest rate, and how to apply. Let’s get started.

easemoni loan app

Easemoni Loan Review

Getting a personal loan is a sure way to support small-scale businesses and everyday lifestyles. A loan makes it easy for people to get money to settle some bills quickly, pay their children’s school fees, pay for some goods and services, and just survive the day. Repayments will follow, but the immediate/urgent need has already been settled.

Easemoni loan app saw the demand and need for people to get a quick personal loan without lengthy bank visits, paperwork, collaterals, etc. In the comfort of your home and using the mobile app, you can apply, get approved within minutes, and get credited to your bank account instantly. There is a determined repayment date and interest rate, and as long as you do not default or cause any issues that could have you blacklisted from the platform, your credit limit will increase, and you’d be eligible for more loan amounts. Let’s cover how to apply for the loan next.

How to borrow money from Easemoni

You are probably wondering, How do I borrow money from Easemoni? What details do I need? Like BVN, Identity cards, etc. Here is the application process:

  1. Download the App
  2. Sign up for an account
  3. Provide your correct details like your full name, phone number, gender, date of birth, email, Bank verification number (BVN), income, and bank card. To know your BVN, dial *565*0# from your registered number.
  4. You must be up to the age of 18
  5. The bank card (MasterCard, Visa, or Verve card from any Nigerian bank) is where the repayment fee will be charged.
  6. Input the needed amount and loan period and wait for the approval.
  7. Since it is a personal loan provider, there is a limit of N1 million (One million naira), and the minimum requested value is N3,000.
  8. There is a daily interest applied.
  9. The loan limit can run as long as 365 days.

Easemoni Loan Interest Rate

What’s the Easemoni loan interest rate? The interest rate is very transparent, one of the reasons people use the platform. There is a repayment timeline from 91, 120, or 365 days, with a daily interest rate of 0.03%. Although the longer the loan tenure, the probability of higher interest rates. The monthly fee could get up to 5%.

Easemoni Loan App Download

For unknown reasons, probably due to a new Nigerian Federal Government policy, the app isn’t available on the Google Play Store. To apply for a loan and utilize the platform, you must do so through the mobile app, which can be downloaded on the Easemoni website. Simply visit the website and click on the green button that states, ‘Download APK.’ The app will instantly be downloaded, and you should install it next. You can otherwise download it by clicking the button below.

>> DOWNLOAD THE LOAN APP

The App for iPhone

At the time of publishing this Easemoni review, there isn’t yet an official app for iPhone users. Only people with an android device (.apk) can download the app and apply for a quick loan.

ALSO READ: Izwe Loans Zambia Interest Rates, How to Apply, and Repayment Schedule

Loan Repayment

Provided you are ready to pay back your loan amount, you can either make the necessary amount available in your bank card linked to your Easemoni account, and you will be automatically debited on the due date. Otherwise, you can launch the app and click the “Repay” button. Either of these will do just fine.

Is Easemoni Loan App Legit?

Yes, the Easemoni loan app is legit, with thousands of Nigerians already using the platform for quick personal loans up to the sum of N1,000,000. Easemoni is under the license of BlueRidge Microfinance bank, which has a provisional license from CBN to operate as a microfinance institution and has a 256 bits SSL security encryption and uses AES encryption algorithm, among others.

Is Easemoni Approved by CBN?

Yes, the Easemoni instant personal cash loan app has a valid microfinance banking license from the Central Bank of Nigeria.

Customer Care Number

You can reach out and get in touch with the customer care team through either a phone call or by sending an email.

  • Email address: easemoni@blueridgemfb.com
  • Phone number: +2349087614150

Additionally, you can visit the office at 60 Adeniyi Jones Ave, Ikeja, Lagos, Nigeria.

> APPLY FOR A LOAN NOW!

Izwe Loans Zambia Interest Rates, How to Apply, and Repayment Schedule

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Izwe Loans Zambia is a financial institution that provides:

  • Personal loans.
  • Business loans.
  • Salary advances (up to ZMW 3,500).
  • Other forms of financial assistance to the Zambian community.

Since its launch in 2008, the institution has helped more than 350,000 Zambians actualize their dreams through swift, available funding at the best interest rates on the market. It is further regulated by the Pensions and Insurance Authority, Securities Exchange Commission, and Lusaka Stock Exchange and has a legal license from the Bank of Zambia (BOZ).

Izwe loans

This is the review of Izwe Loans Zambia, where we cover every detail about the company, from how to apply (online and physically), its interest rates, repayment schedules, branches, job opportunities, customer care contacts, and many more. Let’s get started.

How to Apply for Izwe Loans Zambia

The application process for Izwe Loans Zambia is available on different fronts, and you can follow which is more convenient and easy for you. You can apply for Izwe Loans Zambia online, in person, on the phone, or via email. Let’s discuss each of them.

How to Apply Izwe Loans Online

Since Izwe loans work in a method in which each individual is assessed carefully before being matched to a certain loan option, you have to contact them and talk to a real person. In that case, you still need to talk to a representative even while applying online. First, visit the website, fill out the contact form with your name, email, and phone number, and wait for someone to get back to you soon.

How to Apply Via Email

Here, you can simply shoot an email to Izwe loans and get a swift response with further instructions. The contact email is info@izwezambia.com, and you can use the simple format below.

“Hi there, 

My name is [your name], and I’m looking to get a loan from Izwe for my [personal needs or business] and reaching out to know the necessary details and how to apply. My phone number is [your phone number].

Regards,

[Your name]”

How to Apply on the Phone

While the phone number center might not be available on weekends and public holidays, this is another sure channel to apply for the Izwe Loans Zambia. Call the representatives on +260 (0) 762 434 218 or SMS the word Izwe to 4993 or dial the USSD *4993#.

How to Apply in Person (Offline)

If you’re the type that likes to go and see things for yourself, this application channel best fits you. You can walk into any Izwe loan branches in the country, and the customer care personnel will help you with every question and guide you on your application process. 

Essential Documents for the Loan Application [Izwe Loans Requirements]

Although loans are disbursed within 24 hours after approval, you need these documents to complete the application.

  1. Two recent passport-sized photos of yourself (original copies)
  2. A valid NRC/National Identity
  3. A bank account statement showing your salary in the past 2 months
  4. An employee number (for Civil Servants, Zambia National Service, and Zambia Air Force)
  5. An Employer’s letter of introduction and a signed pre-approval form
  6. Your recent 3 months’ salary slips.

Izwe Loans Zambia Interest Rates

As stated in the Izwe FAQ webpage, the interest rates are not fixed and can be significantly influenced by many factors. But for each loan request, the individual interest rate will be disclosed to you in both the pre-agreement document and the pre-printed payment schedule, and it is left to you to agree to the % and amount if it’s suitable for you or humbly decline the offer. 

Izwe Loans Calculator

There is no Izwe loans calculator available for the public to use. Only the institution’s finance team will know the interest rate of your loan offer after putting a lot of considerations and factors in place.

Izwe Loans Repayment Schedule

Unlike Zamcash and Biumoney where repayments can be made using MTN and Airtel Mobile money since Izwe loans Zambia works with your direct payroll, repayments are made through salary reduction. But in the case of outstanding installments, you’re responsible for their fulfilments and possible accumulated arrears.

Izwe Loans Branch Locations [And Head Office]

With branches constantly expanding, it’s necessary to find a branch closest to you as there are available offices at:

  1. Lusaka (Izwe Cairo Road Branch, Cairo Rd, First Floor, Farmer’s House 10101)
  2. Chinsali (Izwe Chinsali, Nambulumba Rd, Plot 1614)
  3. Chipata (Izwe Chipata, Mbanyane Area, Plot 4777, Zahabu Bakery)
  4. Choma (Izwe Choma, T1 Room #4, Copper’s Corner Business Park)
  5. Kabwe (Izwe Kabwe, T2 Room #9, Stacey Building)
  6. Livingstone ( Izwe Livingstone, T1 Shop 2, Konica Building, Plot 117)

Izwe Loans Zambia branches are also in locations like:

  • Kaoma
  • Kasama
  • Kawambwa
  • Kitwe
  • Rhodes Park
  • Mansa
  • Mazabuka
  • Mbala
  • Mkushi
  • Mongu
  • Monze
  • Mpika
  • Mufulira
  • Mumbwa
  • Mwinilunga
  • Nakonde
  • 10101
  • Ndola
  • Petauke
  • Solwezi

Use this tool to find the precise map locations of these above-listed branches and others near you.

Izwe Loans Zambia Contact Number [Customer Care]

The customer care team is available to answer all your queries and proffer solutions to issues you might have encountered. The Izwe Loans Zambia Contact Number is 0630 373 050, and the email address is info@izwezambia.com.

Izwe loans Zambia Jobs

Do you wish to work for Izwe Loans Zambia as a full-time employee passionate about customer service or become an Independent sales executive (ISE)? You are open to applying. First, create your CV, then send it to careers@izwezambia.com or ise@izwezambia.com for the ISE job or complete the form here.

APPLY FOR LOAN NOW

How to Get a Loan on Zamcash Zambia + Repayment (Easy Steps)

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Zamcash loans Zambia is a financial platform that provides loans to those in need of some support, with the aim of paying back and getting the money with total ease and swiftly.

Have you ever been in a rut and needed cash to do something with the plans of paying back once you get paid your salary? Finding someone willing to lend you such an amount could be a Hercules task, and I believe we’ve all been there. How can you convince someone to give you a loan? Zamcash is here to take away that stress from you.

Why Zamcash Is A Great Way To Claim Loans In Zambia

How to Get a Loan on Zamcash Zambia

  1. No Paperwork Is Required: One of the reasons people avoid going the traditional routes via the banks and microfinance institutions is because the process involved is lengthy, tiring, and frustrating. You will normally be required to present several documents, signatures, referees, guarantors, collaterals, etc. Zamcash doesn’t require all these. There is totally no paperwork required to get a loan on Zamcash. You only need to sign up with the necessary details and input the amount needed, and get paid within minutes after confirmation.
  2. You Can Apply on Your Mobile Device: Applications for the loans shouldn’t drag you to a bank or shop, etc. You can complete the whole process right from your mobile phone, making it a fast and easy means of getting loans in Zambia.
  3. The Process Is Seamless: Have you ever imagined a time when you could stay right in the comfort of your home and get that necessary funded needed? Well, the time is now. Zambians cannot be grateful enough for Zamcash.
  4. Zamcash is Licensed and regulated by the Bank of Zambia: You are 100% protected against scams of any form. With full authorization and license to operate in Zambia, there is insurance for your money.

Zamcash Loans Zambia Application

zamcash loan zambia sign up

Here’s the process of signing up on Zamcash, applying for a loan, and getting the money in your mobile money account.

  1. First thing first, visit the Zamcash website
  2. Click on the red ‘NEXT‘ button to get started.
  3. You will be asked to input your MTN or Airtel mobile number.
  4. A verification code will be sent to the phone number you provided, and you’ll need to input the code to complete your registration.
  5. You will need to fill in your personal details and submit work info like your next of kin, workmates, NRC, etc.
  6. Click on SUBMIT to complete the sign-up process.

IF YOU DIDN’T RECEIVE THE VERIFICATION CODE, THESE ARE WHAT YOU CAN DO

  1. Change your browser
  2. Check your signal or change location.
  3. If you have an outstanding phone bill, you may need to clear it first.
  4. Check your phone storage and confirm whether you can receive new messages.

RELATED: Izwe Loans Zambia Interest Rates, How to Apply, and Repayment Schedule

How To Get A Loan On Zamcash

The process is simple, right after you have created your account. It is a three-step process to claim the loan:

  • Input the required amount and the terms suitable for you to return the money
  • Answer the short questionnaire that follows
  • Wait for at least 10-30 minutes for the fund to be transferred to you.

Zamcash Zambia Contact Information

You possibly have some questions in regards to Zamcash and haven’t gotten satisfactory responses on Facebook and anywhere else. Your best bet is to read answers to some of the frequently asked questions or contact the customer support available Monday to Friday from 7:30 AM to 9:30 PM using the details below:

  • 260 776435588
  • 260 962307480
  • 260 962303456
  • 260 962099742

Alternatively, you can shoot them an e-mail at customercare.zamcash@gmail.com.

How Much Will You Pay Back For A Loan (Commission/Fee)

The added amount for every loan you collect depends on the duration to pay back (usually 14 days) and the stated amount, but the average commission is at around 20%.

ALSO READ: Go Zambia Jobs – How to Apply for Latest Jobs in Zambia

Zamcash Loans Zambia Repayment Steps – MTN and Airtel

Zamcash loans made the repayment process as simple as possible by making payment possible in two ways:

Login to your account and click on Repay, and the payment methods will be displayed:

  1. Payment via WEBPAY through your MTN or Airtel Mobile money
  2. USSD channel via your MTN or Airtel Mobile money.

How Do You Repay Using Airtel

One of the popular questions that Zamcash customers ask is how to pay back the loan, and the process is simple. You can repay your zamcash loan both on Airtel and Mtn.

Here’s how to pay back using Airtel

  • Using your Airtel number, dial *115#
  • In the command prompt, select 4 (Make Payment)
  • Then Option 6 (Goods and services)
  • Input 1 for merchant code
  • The merchant code for Zamcash loan is zam
  • Select Repayment
  • Input your Reference next, which is your NRC number with no slashes
  • Then your Mobile money Pin

There’s an additional charge of K2.5 when repaying using Airtel, so make the money available or else, your repayment won’t be processed. You can also use any Airtel number (even if it’s not yours) to repay but make sure you put your NRC as reference so the payment will be linked to you.

Here’s how to pay back using MTN

  • Using your MTN number, dial *303#
  • In the command prompt, select option 2 (Pay Bill)
  • Then Option 6 (Retail Payment)
  • Type in zam on Merchant code
  • Enter your repayment amount due
  • Input your NRC without slash as your Reference
  • Enter your mobile money (Momo) pin

Note that MTN charges an additional K3.5 fee when repaying Zamcash loan, so make the money available or else, your repayment won’t be successful. You can also use any MTN number (anyone at all) to repay but make sure you put your NRC as reference so the payment will be linked to you.

Why Zamcash Charges K25 from Every Loan Amount

You might have noticed that there is a K25 deducted from every loan amount requested. Meaning that you may ask for K400 but have K375 disbursed to you. Well, the K25 is unavoidable and is known as Approval Fees.
zamcash

Why You Don’t Qualify for Zamcash Loans

You have probably tried severally to get a loan from Zamcash and have been told that you do not qualify at this time, and although that could be really frustrating since other people are getting their applications approved, there are some possible reasons why Zamcash doesn’t qualify you for a loan.

  1. You didn’t provide correct details
  2. You have already applied for a loan from the sister company, BiuMoney.
  3. You used a co-worker as your next of kin
  4. You’ve already defaulted on other loan platforms and you’ve been blacklisted
  5. You didn’t repay your last loan (if you had gotten a Zamcash loan before) on time
  6. Your credit profile isn’t a convenient match at the moment.

Zamcash App

There is an app on Google Play that claims to be the mobile app of Zamcash loans, but it looks suspicious. Zamcash has made no mention of an app on their website or social media channels, and the app was developed by developers called Cash Credit Loans. In summary, avoid the app and access Zamcash through its website on preferable Google Chrome browser.

Most times, you’d be given a new date to reapply, so be patient. Also, if your loan application was successful, let us know in the comments, and if you need further assistance, leave a comment also.

APPLY FOR ZAMCASH LOAN NOW

How to Apply for the Chick-Fil-A Scholarship + Eligibility

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The Chick-Fil-A scholarship is a scholarship program that was pioneered by the Chick-Fil-A restaurant, which happens to be among one of the largest fast-food restaurants in the United States. It was founded on the 23rd of May 1946 by S. Truett Cathy and has its headquarters in Atlanta, Georgia, United States of America.

How to Apply for the Chick-Fil-A Scholarship

The restaurant set up this scholarship program to assist their employees in furthering their education as it helps in reducing the financial burden that their employees bear.

Since its inception in 1970, it is estimated that the scholarship board has disbursed over $136 million in scholarships to over 80,000 employees in a bid to enable them to pursue their academic goals and also have a remarkable future.

However, this scholarship program provides up to two different types of scholarship programs for its employees, which are

  1. The true inspiration scholarship award, valued at $25,000 and
  2. The leadership scholarship award, which is valued between $1,000 and $2,500

Want to find out more about this exciting scholarship program? Then stick along as this article will give you an insight into what this scholarship program is all about and its eligibility requirements.

Eligibility

A: TRUE INSPIRATION SCHOLARSHIP AWARD 

As I earlier stated, this scholarship award is valued at $25,000 and below contains the eligibility requirements for the true inspiration scholarship.

  1. Interested applicants must be an employee at a franchised, company-owned, or affiliated restaurant at the time of application.
  2. Applicants must be a team member at the time the award is presented by the operator, interim manager, or executive general manager.
  3. Interested applicants must be post-secondary undergraduate, or graduate students enrolled or planning on enrolling in a 2 or 4-year college, vocational, or university program.
  4. Interested applicants must be recommended by either an operator, interim manager, or executive general manager where such person would highlight the professional achievement of the applicant.
  5. Interested applicants must show care and service during the 12 months prior to application.
  6. Interested applicants must possess a cumulative grade point of 3.0 on a 4.0 scale as academic awards and achievements would also be put into consideration.
  7. Interested applicants must demonstrate a strong financial need.

B: LEADERSHIP SCHOLARSHIP AWARD 

As earlier stated, this scholarship award is valued between $1,000 and $2,500; below also contains a list of the eligibility requirement for the leadership scholarship award.

  1. Interested applicants must be an employee at a franchised, company-owned, or affiliated restaurant at the time of application.
  2. Applicants must be a team member at the time the award is presented by the operator, interim manager, or executive general manager.
  3. Interested applicants must be a post-secondary undergraduate or graduate student that is enrolled or planning on enrolling in a 2 or 4 year college, vocational, or university program.
  4. Interested applicants must be recommended by either an operator, interim manager, or executive general manager where such person would highlight the professional achievement of the applicant.
  5. Interested applicants must show care and service during the 12 months prior to application.
  6. Interested applicants must possess a cumulative grade point of 2.5 on a 4.0 scale, as academic awards and achievements would also be put into consideration.

ALSO READ: How to Apply for the Shawn Carter Scholarship

How to Apply for the Chick-Fil-A Scholarship

The following steps best explain how eligible and interested applicants can apply for the Chick-Fil-A scholarship program.

  1. Applicants are told to create an online account here
  2. Applicants are then prompted to fill out their details correctly.
  3. Applicants will provide other supporting documents required during registration, such as educational transcripts.
  4. After completing these steps, applicants can proceed to submit their applications.
  5. Selected applicants would be contacted via email.

The disbursed funds from the Chick-Fil-A scholarship can be used to purchase books, pay school fees, and other related educational miscellaneous expenses.

Frequently Asked Questions About the Chick-Fil-A scholarship program 

Can a high school student apply for the Chick-Fil-A scholarship? Yes, high school students that are also team members can apply for the scholarship program if they would be enrolled or planning on enrolling at a post-secondary institution in the following year.

Are there different application methods for the two scholarship programs? No, the application process is the same for both scholarship programs, as recipients of each scholarship would be chosen based on the decision and assessment that the scholarship board would take.

What can I do with the Chick-Fil-A scholarship fund? The Chick-Fil-A scholarship fund can be used for purchasing books, payment of school fees, and other related educational miscellaneous expenses.

Who founded the Chick-Fil-A restaurant? S. Truett Cathy

Do you need additional info concerning this amazing scholarship program? Then you can check out their website or become a part of their great social media community by following them on various platforms such as FacebookTwitterInstagram, and subscribing to their YouTube channel.

How to Apply for the Shawn Carter Scholarship

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How to Apply for the Shawn Carter Scholarship

The Shawn Carter scholarship is recognized as a public charity program that was founded by Gloria Carter and her son Shawn Carter (professionally recognized as Jay-Z), who is a popular American rapper and media personality.

The scholarship program was founded in the year 2003 by Mother and Son, and has since then been helping students in taking care of their financial burden by assisting them in paying their tuition fees and other related fees.

This fully-funded undergraduate scholarship program was founded on the belief that motivated students that are not buoyant financially should be given the opportunity to complete their education. Another interesting aspect of this scholarship program is that it provides the opportunity for recipients of this scholarship to reapply the following year in cases where they need more financial support.

As I earlier stated, this scholarship program helps in bearing the financial burden that is being borne by students as it helps in taking care of tuition related expenses and other essential educational expenses such as books, traveling allowance, stipends for maintenance, and other miscellaneous expenses that may be incurred in the process of learning.

The Shawn Carter scholarship is also reaching out to students and individuals that are motivated, determined, resilient, hardworking, and also individuals that would make positive contributions both at home and globally to apply for this scholarship program as it is open to every student irrespective of your race, identity, and religion.

RELATED: How to Apply for the Build, Learn, Grow Scholarship

Eligibility Requirements for the Shawn Carter Scholarship 

  1. Applicants must be fluent in the use of the English language
  2. Applicants must be a citizen or permanent residents of the United States
  3. Applicants must be pursuing their first undergraduate degree
  4. Applicants must be high school seniors
  5. Applicants must be students with GED diplomas
  6. Applicants must be students that are enrolled in a 2 or 4 year undergraduate program
  7. Applicants must be students that are enrolled in an accredited vocational or trade school
  8. Applicants must not be above the age of 25 years
  9. Applicants must have a minimum GPA of 2.0
  10. Applicants’ annual household must not exceed the sum of $75,000.

A brief Summary of the Shawn Carter scholarship

  • Level of study: Undergraduate programs
  • Field of study: Any field
  • Institution of study: Any accredited institution in the United States
  • Country of study: United States of America (U.S.A)

Shawn Carter Scholarship Program Coverage 

The below listed are the things that the Shawn Carter scholarship funds help in covering:

  1. Tuition fees of the recipients
  2. Provision of books and textbooks that would be needed during the period of study
  3. Travel allowance (when needed)
  4. Stipends in the form of maintenance allowance and other miscellaneous expenses

However, the Shawn Carter scholarship is worth around $1,500 and $2,500, depending on the financial need of the applicants.

ALSO READ: The Gardiner Scholarship Application Process and Requirements

How to Apply for the Shawn Carter Scholarship

The following steps best explain how interested individuals can apply for the Shawn Carter scholarship program:

  1. Interested students and applicants that meet the eligibility requirements of this scholarship program are told to create an account here.
  2. Applicants are then prompted to submit other supporting documents such as
  • FAFSA or a recent tax form
  • An official or unofficial transcript
  • A financial aid award letter
  • And an essay should describe the individual and how the individual plans on using that scholarship program to bring about a positive contribution.

3. Submit your application as selected applicants will be contacted via an email

Note: applicants would be chosen based on different criteria, such as socioeconomic factors, community service, community service, and the quality of the essay that the applicant wrote. 

Frequently Asked Questions About The Shawn Carter Scholarship 

How much is the Shawn Carter scholarship? The Shawn Carter Scholarship is valued between $1,500 and $2,500 for applicants depending on their financial needs.

Can I reapply for the Shawn Carter scholarship even after receiving it the previous year? Yes, former recipients of this scholarship program can reapply for the scholarship funds in cases where necessary.

Is the Shawn Carter scholarship for both graduate and undergraduate programs? No, the Shawn Carter scholarship is only available to undergraduate students pursuing their first undergraduate degree.

Who is eligible for the Shawn Carter scholarship? The Shawn Carter scholarship is open to high school seniors and students who are enrolled or are planning on getting enrolled in a two or 4-year undergraduate degree program.

Can foreign students apply for the Shawn Carter scholarship? No, foreign students do not qualify for the Shawn Carter scholarship as it is only open to students that are citizens or permanent resident holders in the United States.

For additional info concerning the Shawn Carter Scholarship, you can look them up via their website or make a direct inquiry concerning the scholarship here.

Subsequently, you can be a part of their social media community by following them on various platforms such as FacebookTwitter, and Instagram.

The Gardiner Scholarship Application Process and Requirements

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gardiner scholarship application

The Gardiner Scholarship is a scholarship program that is specially designed for individuals with disabilities such as muscular dystrophy, down syndrome, cerebral palsy, autism spectrum disorder, spina bifida, Prader-Williams syndrome, intellectual disability, and other rare disorders such as visually impaired, deaf, dual sensory impaired, anaphylaxis, and traumatic brain injury.

The Gardiner scholarship is pioneered by Step Up for Students (SUFS), a non-profit and also an approved scholarship-funding organization. It also has the full support of the state government of Florida as it has become the second state in the United States after Arizona that has created an education savings account program for children with special needs.

This scholarship program bears the brunt of parents that are not financially stable as it enables parents to personalize the education of their children by directing funds towards the combination of programs and other approved program providers. It also encourages parents that have children with disabilities to apply by creating an account here.

The Gardiner Scholarship is valued at $10,000 for its recipients annually and can be reimbursed in cases where the family of the child or individual needs it again.

Eligibility Requirements For The Gardiner Scholarship

  • Intending applicants must be a resident of the state of Florida
  • Intending applicants must be within the age range of 3 to 22 years old
  • Intending applicants must be suffering from different disabilities such as muscular dystrophy, down syndrome, cerebral palsy, autism spectrum disorder, spina bifida, and other rare disorders such as traumatic brain injury or deafness.
  • Intending applicants are to possess an individualized education plan (IEP) which can be gotten from a Florida school district, in cases where such isn’t available; applicants can also present an official diagnosis from an approved and licensed Florida physician or psychologist.
  • Intending students must not be registered for any other state-sponsored scholarships.

How To Apply For The Gardiner Scholarship

Parents with children that are suffering from disabilities can apply for this scholarship by following these simple steps.

  • First step is creating a step up for students (SUFS) account on http://www.stepupforstudents.org/
  • Submit different supporting documents to confirm the students’ age, diagnosis, residency in Florida, and also sworn compliance with the rules that govern the program
  • Submit a final verification document that would tell if the student is enrolled in a private school, home school, or withdrawn from public school.
  • Eligible parents would be notified via email after the scholarship board must have run their background record on the student and also checked if the individual is enrolled in another scholarship program or not.
  • After you must have become eligible for the scholarship program, the next step is to set up your scholarship account. The list below best explains how to set up your Gardiner scholarship account after you must have been confirmed eligible for the scholarship.

RELATED: How to Apply for the Build, Learn, Grow Scholarship

How to Set Up a Gardiner Scholarship Account (After Eligibility)

  1. Head to the step up for students website and choose login
  2. Head to the “special needs scholarship” and click on login
  3. Enter your login details that you used to register when you were creating the account
  4. After you must have logged in, head to the My information section and scroll to the bank information section, which is at the bottom of the page.
  5. After you must have seen the bank information section, proceed to fill in your banking information and make sure it’s correct, as that’s where the scholarship funds would be disbursed to.
  6. After you must have filled in all the information, proceed to save the information.
    Parents can also reapply for reimbursement of the scholarship the following year in cases where they need financial aid.

NOTE:

  1. Students that are enrolled in a public school wouldn’t qualify for this scholarship as funds wouldn’t be disbursed to them until they are withdrawn from public school.
  2. After a student has received this scholarship, such a child must not be found in a public school as the scholarship board would return the funds that were deposited into the student’s Gardiner account back to the state of Florida.
  3. Recipients of this scholarship must not be enrolled in any other scholarship program

Frequently Asked Questions about the Gardiner scholarship program

Is there an application fee for the Gardiner scholarship? No, disregard any news or information claiming that the Gardiner scholarship prompts individuals to pay an application fee.

How many scholarship slots are available? The scholarship board provides up to 20,000 scholarships for students annually.

What can I do with the disbursed scholarship funds? Parents and recipients of this scholarship funds are told to use the disbursed fund to pay for the tuition and other fees for the students at an accredited and eligible private school; subsequently, the money can also be used for the student’s wellbeing, i.e., therapy.

Can disabled students in public schools get this scholarship fund? No, students who are in public schools wouldn’t get this fund until they are withdrawn from the school.

Can a resident of another state apply for this scholarship program? No, the Gardiner scholarship is only available to students that are residents of Florida.

Can my disabled child receive this scholarship fund after going beyond the age of 22? No, the Gardiner scholarship is only meant for disabled students that are between the ages of 3 to 22 years, as students that have gone past this age wouldn’t get any funds again.

Can I still home-school my disabled child even after receiving this scholarship funding? Yes, parents can still educate their children at home even after receiving this scholarship fund.

Need additional info? Then you can check out the scholarship’s official website or be a part of their social media community on various platforms like Facebook, Twitter, Instagram, YouTube, and LinkedIn.

How to Apply for the Build, Learn, Grow Scholarship

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Build, Learn, Grow Scholarship

The build, learn, grow scholarship is a scholarship program that is pioneered by the Indiana office of early childhood and out-of-school learning and other bodies like early Indiana learning, the Indiana after-school network, and the SPARK learning hub.

The scholarship board is targeted at helping families connect the care and education necessary for children.

This scholarship also helps to cover up to 80% of care costs for children that are up to the age of 12 for qualified families; it is also extending its hand of assistance to parents that are not financially buoyant by helping them pay a portion of before or after-school care or early childhood education for families that are qualified.

The build, learn, grow scholarship program has over 40,000 scholarships awards that are still available for children from birth until the age of 12. As of now, the value of this scholarship cannot be estimated as it is funded and pioneered by different bodies, and it also disburses different amounts of funds to families depending on their income level.

Individuals or families with at least one adult that works in the healthcare, retail, human service, restaurant, food service, media, manufacturing, logistics, and other branches of the essential industry are encouraged to apply irrespective of their earnings as the funds that would be disbursed would be based on the family’s income.

Eligibility Requirement For The Build, Learn, Grow Scholarship

At least one of the parents or an adult in the family serves in the essential industry
The family income meets one of the below-listed requirements

  • The family is eligible for CCDF if their current income is less than 128% of the federal poverty level
  • 80% of the family’s cost of care is covered if the family’s current income is between 128% and 250% of the federal poverty level
  • 60% of the family’s cost of care is covered if the family’s current income is between 250% and 400% of the federal poverty level
  • 20% of the family’s cost of care is covered if the family’s current income is more than 400% of the federal poverty level.
  • The family has submitted an application to a qualified program
  • Has child(ren) within the age range of 0 to 12 years old.
  • And show proof of financial support.

How To Apply For The Build, Learn, Grow Scholarship

NOTE: Families that are not currently connected to an early care and education program will find a list of participating programs on the scholarship’s website and also on the eligibility page of the scholarship site.

Need additional information concerning this scholarship? Then you can do that by visiting the scholarship website. You can also reach out to the scholarship board by sending out an email to Solutioncenter@earlylearningindiana.org.

The Davis Putter Scholarship: How to Apply and Requirements

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The Davis Putter Scholarship Funds

The Davis Putter Scholarship is a scholarship program awarded to students who can carry out academic work at levels like college or university level or students who are currently enrolled in a trade or technical program.

This scholarship program also supports students who are actively working for peace and justice and students who contribute to the progressive movement on their campuses and in their communities.

The paramount thing that could qualify an individual for the Davis Putter scholarship is being actively involved in the struggle for civil rights, economic justice, international solidarity, and other forms of progressive issues.

Davis Putter Scholarship, formerly known as the Marian Davis scholarship, was founded in the year 1961 to honor Marian Davis, who was a teacher and political activist but died of breast cancer in 1960; she was known as a woman who advocated for racial justice and also rights of labor. However, after the death of Marian Davis in 1960, her husband Horace B. Davis (also known as Hockey) set up the fund as a tribute for his late wife.

Davis-Putter Scholarship Requirements

There are certain requirements that applicants must fulfill to be considered for being awarded the scholarship, and they are:

  • Applicants must be a student
  • Applicants must be living in the United States
  • Applicants must show proof of financial assistance
  • Applicants must be actively involved in the fight for peace, justice, and other progressive issues
  • Applicants are to have a letter of recommendation from at least two individuals who are aware of the applicant’s participation in progressive activities.

The Davis Putter Scholarship is valued at $15,000 annually. The funds are disbursed to cover each semester, quarter, or term, depending on the institution that the applicant is attending or planning on attending. The disbursed funds are, however, used the same year they’re disbursed as they cannot be carried over. Another interesting aspect of this scholarship is that recipients can reapply in cases where they need more financial support.

How To Apply For The Davis Putter Scholarship

  • Go to the official scholarship website – https://davisputter.org/.
  • Head to the Application Portal and create an account
  • Applicants would be prompted to write a personal statement of approximately 1,000 words. The written personal statement would include:
  1. The aim of the individual
  2. The activities of the individual
  3. The involvement of the individual in terms of progressive social activities
  4. The goals of the individual
  5. And how they think that their proposed study would have an impact on the movement for social change.
  • Applicants are to submit other supporting documents, like a letter of recommendation from at least 2 individuals that are aware of the applicant’s participation in progressive social activities.
  • Applicants are also prompted to show proof of their financial needs by uploading a copy of their student aid report (SAR). In cases where it is not available, the students can also submit a copy of the free application for student aid (FAFSA).
  • Applicants can then proceed to submit their applications and await a response from the scholarship board.

NOTE: In cases where an applicant has not been accepted into an accredited financial institution, such applicants are advised to use the school they intend to attend to calculate their expenses when they are submitting their application; in cases where such expenses change, applicants are advised to notify the scholarship board without further hesitation.

The Davis Putter scholarship is indeed a great scholarship opportunity as it supports students that are actively involved and participating in progressive social activities; the scholarship also helps in reducing the burden being borne by parents that are not financially buoyant to fund their child’s education as it opened the door for recipients of this scholarship to apply again in cases where they need financial support again. This scholarship program has also saved students from the stress of going to apply for a student loan to fund their education.

RELATED: Critical Language Scholarship (CLS) Application Process and Requirements

Frequently Asked Questions About The Davis Putter Scholarship

Can individuals living outside the United States apply for the Davis Putter Scholarship?
NO, the Davis Putter Scholarship is only available to students in the United States.

What types of students are eligible for the Davis putter scholarship?
The Davis putter scholarship is only available to students who are actively involved in progressive social activities. Students who can do academic work at the college level or are enrolled in a trade or technical program.

What level of student qualifies for the Davis Putter Scholarship?
There is no specified academic level that is needed to qualify for the Davis Putter scholarship, as it is open to both graduate and undergraduate students that are residing in the United States.

Can students not involved in any social progressive activities apply for this scholarship? Students who are not actively involved in any form of social progressive activities do not qualify for the Davis putter scholarship.

Can high school students apply for the Davis putter scholarship? High school students do not qualify for this scholarship program as it is only available for those enrolled in higher institutions.

What is the value of the Davis Putter scholarship? The Davis Putter Scholarship program is valued at $15,000 annually for recipients of this award.

Can I reapply for the Davis Putter scholarship the following year? Recipients of this scholarship can reapply in cases where they need additional financial support.

Is the Davis putter scholarship fully funded? NO, the Davis putter scholarship isn’t a fully-funded scholarship program.

Who founded the Davis Putter Scholarship?
The Davis putter scholarship was founded by Horace B. Davis in 1961, husband of Marian Davis, a teacher, and political activist. The scholarship was set up as a tribute to his late wife.

Additional Info and Contact Details

You can reach out to the scholarship board for additional info or inquiries by contacting them via davisputter@davisputter.org and on their website, https://davisputter.org or sending a mail to:

Davis-Putter Scholarship Fund
Post Office Box 7307
New York, NY 10116-7307.

Critical Language Scholarship (CLS) Application Process and Requirements

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critical language scholarship 2022

The critical language scholarship program, short-formed to CLS, is a summer study opportunity for students that want to study abroad in any American college or university. The program helps students learn new languages essential to America’s engagement with the world.

Who Runs Critical Language Scholarship?

The critical language scholarship is fully funded by the U.S. Government and sponsored by the United States Department of States, whose goal is to expand the number of Americans studying and mastering critical foreign languages. Now, the opportunity is open to both local and international (foreign) students. American students of different disciplines or courses are advised to apply for the CLS programs as well.

The CLS course study has provided many academic guidelines or instructions in fifteen languages that will enable applicants to gain language skills critical to America’s national security and economic development.

Generally, the CLS has been vastly useful and has promoted American influences all over the world.

DON’T MISS: Cobell Scholarship Application, Requirements and Deadline

Benefits Of The Scholarship 

There are many benefits of studying abroad with the CLS program. They include:

  • The CLS program helps its students develop key expertise that can help them maximize their language mastering in any environment. These keys come with intensive language instructions.
  • Applying for the critical language scholarship assures you of a ready career skill in any professional field, both in private and public sectors as well as governmental organizations. 
  • Critical language scholarship helps American citizens develop mutual relationships and understandings with people of other countries and continents at large. One can say that the CLS program promotes U.S citizen diplomacy with other countries.
  • The CLS Program also covers most of the costs of studying courses that have to do with international institutes, such as the cost of travel between students living in International and local home cities of the United States to the CLS program sites. They also help cover visa application fees, the language offered instructions, room, board, and sponsor travels within the host country.
  • All entrance fees for program activities are also sponsored by the CLS programs. 
  • Oral Proficiency Interview (OPI) language assessments can be attained with the Critical language scholarship programs.
  • The United States academic credit is issued through Bryn Mawr College. Nevertheless, the United States passport fees and the payment of medical examinations will not be sponsored by CLS programs.

What Are The Critical Languages?

The Critical language scholarship program offers a total of 15 different international languages, as listed below;

  1. Korean
  2. Indonesian
  3. Japanese 
  4. Chinese 
  5. Azerbaijani
  6. Russian 
  7. Turkish 
  8. Arabic
  9. Persian 
  10. Bangla
  11. Hindi
  12. Punjabi
  13. Urdu 
  14. Swahili 
  15. Portuguese 

Critical Language Scholarship Requirements

NB: This eligibility requirement information is for applicants within the summer 2022 CLS programs, and the subjects here might change for future applicants.

To be eligible for the CLS program. 

  • You must be a United States citizen or living in the country at your time of application.
  • You must be 18 years old and above. Young Applicants should be at least 18 years old on May 15, 2022.
  • At the time of application, applicants must be enrolled in accredited U.S. undergraduate degree programs (associate’s, bachelor’s) or graduates in masters, doctoral and professional degrees. Your institution must also be accredited.
  • Applicants can apply once for one language program each summer. Submitting multiple applications will consider the applicant ineligible.
  • While applying for the CLS, you must follow every institution given and submit every detail required, including your full name, email addresses, and other required things.
  • Applicants that are selected for the CLS award are required to submit a medical review. They are to bring health statements that ensure an independent medical professional. Only those with stable mental and physical health are eligible. If there is a change in your health issues, kindly reniform the organization authorities for another medical review and better health follow-ups.

The critical language scholarship is valued at up to $8,000 for summer, $10,000 per semester, and up to $20,000 for an academic year. Another interesting aspect of the scholarship is that recipients get to travel abroad (outside the United States), where they spend about 8-10 weeks studying one of the 15 critical languages in order to enhance their learning.

Critical Language Scholarship (CLS) Application Process and Requirements

Critical Language Scholarship Deadline

The deadline for the scholarship is bound to change every year. For 2022, it is Thursday, May 26, 2022, at 8:00 PM EST., so all applications must have been done before the due date.

Frequently asked questions about the Critical Language Scholarship

How many individuals get this scholarship? 

The Critical language scholarship is awarded to about 600 students annually. 

What is the meaning of CLS? 

The full meaning of CLS is Critical language scholarship

How competitive is the CLS scholarship program?

The CLS program is indeed a competitive one as only 10% of the total number of applicants are awarded this scholarship. 

Is Korean a critical language?

Yes, Korean is a critical language. It is one of the 15 recognized critical languages.

What is the Critical Language Scholarship Contact?

For more information on the scholarship, you can reach out to the CLS staff Mondays to Friday working hours at cls@americancouncils.org or on the phone at 877.257.9922 in the U.S (toll-free) and Outside the U.S at (+1) 202.833.7522.


In summary, this article is an insight into what the Critical Language Scholarship Program is all about, with details on the requirements and the list of languages for which this scholarship is available.

Cobell Scholarship Application, Requirements and Deadline

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apply for cobell scholarship

The Cobell Scholarship is among the many scholarships in the United States awarded to students who are not financially buoyant enough to fund their educational costs alone; however, the scholarship is awarded to students who earn it based on merit and need-based.

Well, if you are interested in the Cobell Scholarship and don’t seem to know much about it, stick along by reading this article as it would give you an insight into what the Cobell scholarship is all about, the eligibility requirement for this scholarship, how to apply for this scholarship, and a whole lot more concerning the prestigious Cobell scholarship.

The Cobell scholarship is also a non-renewable annual scholarship that is awarded to full-time degree-seeking students that are enrolled members of the U.S federally recognized tribe; this scholarship can be divided into two:

  1. The Cobell undergraduate opportunity is open to students that have not earned a 4-year bachelor’s degree.
  2. The Cobell graduate opportunity for students that have earned a 4-year bachelor’s degree and are seeking to further their education by going for a doctorate, professional, or master’s degree.

Eligibility For The Cobell Scholarship?

Only applicants who meet the following eligibility requirement can qualify for the Cobell scholarship. Such requirements include:

  1. Applicants must be citizens of the United States.
  2. Applicants must be pursuing post-secondary education and enrolled members of the U.S federally recognized tribe. Not sure whether you are a member? Check the complete list.
  3. Applicants that are enrolled in a full-time study
  4. Applicants must be planning on attending or already attending any nationally, regionally, and industry accredited non-profit public or private institution.
  5. Applicants must be pursuing either a vocational certificate or other certificates like diploma, master’s, associate’s, bachelor’s, or professional certificates.

Other eligibility requirements for the Cobell scholarship include:

  1. Applicants who possess at least a 3.5 GPA for graduate and professional degrees
  2. Applicants who have at least a 2.25 GPA for undergraduate and post-baccalaureate degrees
  3. Applicants who possess at least a 2.0 GPA for vocational degrees

How To Apply For The Cobell Scholarship (Step-By-Step Process)

  1. Intending applicants for this scholarship are advised to create an online profile on IEI’s Online Application Student and Information System (OASIS). To do that, visit https://webportalapp.com/sp/signup/access_oasis.
  2. Applicants can then proceed to fill out the eligibility section on the OASIS platform, which would determine the scholarship type they’re eligible for.
  3. Applicants can then proceed to give answers to the supplemental questions that are required for that scholarship and then proceed to submit their application for a Cobell scholarship via the Oasis platform in cases where applicants are eligible and matched for such scholarship.
  4. Await a scholarship offer in cases where they qualify for the scholarship
  5. Applicants can then proceed to submit the required documentation to confirm their eligibility. The step-by-step process towards this step will be duly explained to applicants who qualify for this scholarship via email.
  6. Await a mail that certifies you as a Cobell scholar after the scholarship board must have verified all your documentation and identity successfully.

Click here for a complete, detailed breakdown of the Cobell scholarship application.

As stated earlier, the Cobell scholarship is an annual, non-renewable scholarship awarded to post-secondary school students and students seeking a full-time study; the scholarship is, however, valued at about $5,000 for undergraduate students and vocational students and $10,000 for graduate and professional students yearly but is subject to change.

ALSO READ: Apply for the Arkansas Lottery Scholarship 2022

Criteria For The Cobell Scholarship

  1. Applicants are to write a 500-word reflection on how they believe the scholarship would influence their academic pursuit.
  2. Applicants would list out all the schools they’ve attended, from high school down to their current institution.
  3. List out all the awards or honors they have received that are related to their academic success.
  4. Describe the factors that have contributed directly or indirectly to their academic success.
  5. Applicants are also told to list out all the skills they possess and the internship training they’ve gone through, and how it would have a great impact on them and other people around them.

Cobell Scholarship Contact:

If you have questions and need further explanation as regards the Cobell scholarship, then you can reach out to the committee at scholarships@cobellscholar.org and (505) 313-0032 or (844) 551-0650.

Cobell Scholarship Deadline

The Cobell scholarship deadline date changes each year. However, once applications begin, the board does send out a press release and makes an official announcement on its website. However, the Vocational opportunity runs all year until the allocated funds are exhausted.

FREQUENTLY ASKED QUESTIONS (FAQ)


Is the Cobell scholarship fully funded? 

No, the Cobell scholarship isn’t fully funded as it is an annual, non-renewable scholarship that is awarded to post-secondary school students and also those seeking full-time study.

How much is given (Amount)? 

The Cobell Scholarship amount could change each year, but it’s usually around $5,000 for undergraduate and vocational students and $10,000 for graduate and professional students.

What is the U.S federally recognized tribe? 

The U.S federally recognized tribe is said to be the native Americans recognized by the United States Bureau of Indian affairs for certain federal government purposes.

In summary, this article should give you an insight into what the Cobell Scholarship is all about as regards the eligibility requirement, scholarship, the step-by-step application process, and questions that benefit intending applicants in widening their chances of getting the scholarship.